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Understanding your options for home care coverage can feel overwhelming, but you don’t have to navigate it alone. At ComForCare Home Care serving Morristown and the surrounding Morris County area, we’re here to help families understand what benefits may be available to help fund personalized, compassionate care at home. Whether you’re exploring support for a parent living with memory loss or simply need a little extra help with daily activities, knowing your eligibility is the first step toward a plan that honors your loved one’s dignity and independence.
Our team offers a wide range of services designed to meet seniors where they are — from in-home care that supports daily routines and personal wellness, to specialized dementia care built around our evidence-based DementiaWise® program. Whatever your situation, we’re committed to helping you find the right care and the right coverage to make it sustainable.
For many families asking who qualifies for home care in Morristown, Medicaid is often the most significant source of funding available. New Jersey’s primary Medicaid program for home and community-based services is the Global Options for Long-Term Care (GO) Waiver, administered by the New Jersey Division of Medical Assistance and Health Services (DMAHS). This waiver is designed to help eligible seniors and individuals with disabilities receive care at home rather than in a nursing facility — an option that aligns beautifully with ComForCare’s mission to support independence and comfort at home.
To qualify for Medicaid home care eligibility in New Jersey under the GO Waiver, applicants must meet both financial and functional criteria. On the financial side, a single applicant must generally have countable income at or below $2,829 per month and countable assets no greater than $2,000. Married couples have different thresholds that account for the community spouse’s needs. It’s important to note that certain assets — such as a primary home, one vehicle, and personal belongings — may be excluded from the asset calculation.
Functionally, applicants must require a nursing-facility level of care, meaning they need significant assistance with activities of daily living such as bathing, dressing, meal preparation, or mobility. A formal assessment is conducted by a DMAHS representative or a Managed Long-Term Services and Supports (MLTSS) plan to determine eligibility. Coverage eligibility can also extend to individuals receiving care through NJ FamilyCare, New Jersey’s Medicaid and CHIP program, depending on income and household circumstances.
To begin the Medicaid application process in New Jersey, families can contact the Division of Medical Assistance and Health Services directly or reach out through their county Board of Social Services office in Morris County. Our team can help you gather the documentation and information needed to support the process.
Veterans and their surviving spouses may have access to meaningful federal benefits that can help cover the cost of in-home care. The VA Aid and Attendance benefit, in particular, provides a monthly pension supplement for veterans who require assistance with daily activities. Because VA benefits are federal, eligibility criteria remain consistent across all states, but understanding how to apply and what documentation is needed can still be a challenge. Our caregivers are experienced in supporting veterans, and our team is glad to help guide families through the process. For a comprehensive overview of VA benefit eligibility and how it intersects with home care, visit our main ComForCare Rockaway office page where our benefits and eligibility resources are outlined in full.
ComForCare’s Rockaway office proudly serves Morristown, Parsippany, Madison, Chatham, Randolph, Dover, and communities throughout Morris County. Our caregivers are trained, compassionate professionals who treat every client like family — because that’s exactly what our values call us to do. Whether a senior needs a few hours of companionship per week or round-the-clock support, we build personalized care plans that reflect each individual’s preferences, routines, and goals.
From in-home assistance with daily living to specialized memory care through our Joyful Memories and DementiaWise® programs, we are proud to bring meaningful, dignified care into the homes of Morristown-area seniors.
If you’re ready to learn more about how home care coverage works specifically in our area, explore our local benefits and eligibility blog for deeper insights tailored to the Morristown, NJ community. And when you’re ready to talk through your family’s options, our team is here — compassionate, knowledgeable, and ready to help you find a path forward.
Each office is independently owned and operated and is an equal opportunity employer.
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